About Us

Our Commitment to You

Vision
Helping people discover and follow their path towards financial freedom.

Mission
Providing thoughtful and empowering financial advice to help clients navigate the path towards their life and financial goals.

Process
The foundation of our planning process starts with identifying your most important life and financial goals. We work together to build a comprehensive analysis of your current financial health. Next, we create a personalized action plan in an effort to help you progress towards your goals and avoid setbacks. We provide ongoing guidance, reviews and updates to your action plan. Our primary focus is to help you navigate the path towards financial freedom.

What We Provide

Financial Planning

Planning fee starting at $500*

  • Current financial health assessment
  • Establish important life and financial goals
  • Create a personalized action plan
  • Web-based Client Portal for...
    • Planning and tracking goals
    • Stress testing your financial plan
    • Tracking income and expenses
    • Viewing all linked accounts
  • Additional Comprehensive Planning benefits

Fee varies based on time and complexity.

Investment Management

Advisor fee range 0.50% - 0.85% annually*

  • Analysis of current portfolio
  • Establish a RiskTolerance and TimeHorizon
  • Design asset allocation
  • Compare current v. recommended portfolio
  • Ongoing portfolio monitoring and rebalancing
  • Evaluate withdrawal strategies
  • Tax Loss Harvesting
  • Quarterly performance reporting
  • Setup automatic investment plan

*Excludes Platform fee and investment operating expense.

Included with Financial Planning and Portfolio Management:

  • Bi-annual progress/account review
  • As needed meetings (by appointment)
  • Quarterly check-in call
  • Collaborate with your CPA, Attorney, etc.
  • Facilitate family/beneficiary meetings
  • Bi-annual Market Outlook (via email)

Comprehensive Planning

Below is a comprehensive list of all services available through Financial Planning and Investment Management.

Budget Planning

Income Needs Analysis
Set Budgeting Goals
Debt Payoff Schedule
Establish Emergency Savings
Large Expense Planning
Mortgage Review

Investment Planning

Current Portfolio Analysis
Set Risk Tolerance
Asset Allocation Design
Account Rebalancing
Withdraw Strategies
Evaluate Outside Accounts

Retirement Planning

Retirement Needs Analysis
IRA Set-Up / Conversions
Self-Employed Plan Setup
Annuity / Pension Review
RMD Setup
Social Security Analysis

Tax Planning

Tax Aware Investing
Cost Basis Review
Tax Return Review
Cost Basis Analysis
Roth Conversion Options
Tax Loss Harvesting

Insurance Planning

Review of Existing Policies
Life Insurance Needs
Long Term Care Analysis
Disability Needs Analysis
Health Insurance Review
HSA Options

Estate Planning

General Trust Guidance
Beneficiary Analysis
College /529 Savings Plan
Gifting Schedule
Document Storage
Charitable Donation Plan

Rebalancing a portfolio may cause investors to incur tax liabilities and/or transaction costs. Rebalancing and/or asset allocation does not assure a profit or protect against a loss.

Paradigm Advisors and LPL Financial do not provide legal or tax advice. Please consult your legal or tax advisor regarding your specific situation.

LPL Financial Representatives offer access to Trust Services through The Private Trust Company N.A., an affiliate of LPL Financial.